Market Index Rates
Indices:

   3-month UST Bill

  2.88 %

   2-year UST Note/Bond

  3.40 %

   1-year UST Note/Bond

  3.42 %

   5-year UST Note/Bond

  3.30 %

   7-year UST Note/Bond

   %

   10-year UST Note/Bond

  3.19 %

   15-year UST Note/Bond

  2.22 %

   30-year UST Note/Bond

  3.34 %

   LIBOR 30 Day

  2.56 %

   LIBOR 90 Day

  3.08 %

   LIBOR 6 Month

  3.6 %

   10 year LIBOR fixed rate swap spread 13 BPS Rate=

   %

   12-MTA 12 Month Average Treasury Trailing

  1.372 %

   Bank prime rate

  5.5 %

   Discount rate

  2.5 %

   Federal funds rate

  2.33 %

   11th District Cost of funds (COFI)

  0.707 %

   CD 12 month certificate of deposit

  0.65 %

   5-year CMT Constant Maturity Treasury

  3.27 %

   Fannie Mae 30-year mortgage

  6.1 %

   5 Yr.Term/20YrAmort - FHLB

  3.80 %

   20 YrTerm/20YrAmort - FHLB

 3.20 %

   Baa rated seasoned Corporate Bonds

  5.33 %

   Aaa rated seasoned Corporate Bonds

  4.27 %
Commercial Mortgage and Financing Rates
Loan Amounts:   from $500,000 to  $72,000,000,000
Property Type
Nationwide & INTERNATIONAL		 Fixed % Rate/Yr. Min.  Fixed % Rate/Yr. Max.  Min B.P. Spread  Max B.P. Spread  Max. LTV Min. DSCR

typical Loan term (Years) 

 Amortization (Years) Max Typical index Yield
 (Base + Spread)
Multifamily - Residential  2.338 %  5.338 %  100  400  80 %  1.25   5 year fixed plus various 5 year renewals balloon or self Liquidating  30